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Client

Payka - Buy now, pay later service

Payka allows users to pay (in Buy Now Pay Later schema) a utility bills such as energy, TV, Internet or telephone. The online payment process is fully automated, quick and simple.

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Date:
2021 - ongoing
Country:
Poland

What have we delivered?

We have provided a system that enables deferred payments.

Payka allows users to pay (in Buy Now Pay Later schema) a utility bills such as energy, TV, Internet or telephone. The online payment process is fully automated, quick and simple: after selecting Payka method on the payment gateway, you enter your identification details, if you are recognized, you just accept terms with an SMS code. Otherwhise or if you use Payka first time, you are logging into your bank account to identify yourself through PSD2/AIS.

Payka’s payment process is fully secure. All transactions are encrypted and executed through secure servers and communication channels.  The system is integrated with payment gateway provided by Blue Media, so that there is no need to integrate with each utility providers separately. 

What was the challenge?

Paytree - a Polish fintech company needed an IT team to support the development of its Buy Now, Pay Later (BNPL) service – on frontend and backend side.

The system is constantly being developed and adapted to financial standards in line with EU law, as well as developed with new functionalities concerning both the visual and process aspects of the service. We also carry out security audits of the application.

Speednet and Paytree have built a fully functional deferred payment system

These are the technologies used

Favorite technology

  • .NET 5
  • TypeScript
  • React
  • Node.js

Speednet Tech Team

We collaborate on a team extension model, carrying out tasks together with an external front-end team. During the project, 5 backend developers were involved in the implementation of new functionalities.

We brought the idea to life

Client’s feedback

Speednet’s backend developers are an invaluable part of our team. So far, we are very pleased with the cooperation. They share a real belief in our project. They’re eager to learn and are determined to deliver a quality product every time a task is assigned.
Krzysztof Ossorya-Cierpicki
IT Development Manager

User-friendly design

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Extra links and information

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