We have provided a system that enables deferred payments.

Payka allows users to pay (in Buy Now Pay Later schema) a utility bills such as energy, TV, Internet or telephone. The online payment process is fully automated, quick and simple: after selecting Payka method on the payment gateway, you enter your identification details, if you are recognized, you just accept terms with an SMS code. Otherwhise or if you use Payka first time, you are logging into your bank account to identify yourself through PSD2/AIS.

Payka’s payment process is fully secure. All transactions are encrypted and executed through secure servers and communication channels.  The system is integrated with payment gateway provided by Blue Media, so that there is no need to integrate with each utility providers separately. 

Paytree - a Polish fintech company needed an IT team to support the development of its Buy Now, Pay Later (BNPL) service – on frontend and backend side.

The system is constantly being developed and adapted to financial standards in line with EU law, as well as developed with new functionalities concerning both the visual and process aspects of the service. We also carry out security audits of the application.