We took over the ongoing maintenance and further developed a complex loan sales and servicing system.

Our team entered the project running and got down to work on two platforms, one of them dealing with the processing of loan applications (scoring and risk assessment, blacklist checking), and the other used for handling existing loans (monitoring the repayment schedules, verifying bank payments).

We upgraded the legacy solution with new functionalities and reduced the technical debt in the process. We were working together with the Client for 2 years.

Disclaimer: All the information relating to the client is protected by an NDA agreement, therefore we have avoided using names that could identify them. For this case study, we’ll refer to them as ‘the Client.

The Client is one of Poland-based, fintech companies. It specializes in real-time payments that are accessible thanks to non-banking solutions.

The Client was dealing with the sale of cash loans and their servicing, including debt collection.

With a large scale of operations, a diverse portfolio of clients and a wide range of activities, the company had been using tailored IT solutions to boost efficiency of operations.

Difficulties with finding necessary specialists and a growing technological debt hindered the development of the Client's IT system and its adaptation to dynamically changing business needs.